Safety Methods for Shopping on the web
Safety Methods for Shopping on the web
Blog Article
Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card information, because of the security it provides. Many consumers think the only option to be secure is to avoid shopping online all together. While that's one way to avoid one's credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is growing at a a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to bear the burden of not being able to fly when traveling. As with everything else that happens in the world, the most important thing is not to escape the problem but to comprehend the issue and implement a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss the steps to take if the credit card fraud has already happened. There is no need to panic. Once the cardholder reports that their credit card information is compromised The credit card company won't be held accountable for any fraudulent charges, even for charges made before reporting the credit card information has been stolen. A credit card provider will then shut the card off from further use and issue a new card within one or two weeks, but this is still an issue that many would prefer not to go through, if possible.
Online shoppers can use Google's Secure Browsing Tool to check if a website is safe to browse in the event that one is able to trust Google of course. This tool will inform you whether a site is suspect or not, at the time that Google last scanned it, and also if the website has done anything suspicious before, and also report when it's linked to sites that are suspicious, even when the website does not do any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this the Google tool will pop up a basic half page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They permit users to make payment for goods and services via them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was never transmitted over the internet during the transaction. It does not matter if the customer shops at only one or 100 websites. In the event that a 3rd party payment method was utilized credit card data was never transmitted so, that information is not floating around on online at each website where a purchase is made. Other third-party payment options that are similar to PayPal are Google Wallet and Amazon gutschein Amazon Payments.
Armed with this information, online shoppers can now be sure that the websites they go to are secure to shop on, and also be sure to not enter sensitive information when purchasing. There is no reason to miss out on all the amazing deals available when shopping online, if you are worried about the theft of credit card details.